Bank & Save | Virgin Money Australia (2023)

  1. You will earn 8 Virgin Money Points for any debit card purchase, direct debit or BPAY payment on your Virgin Money Go Account if you have met your Monthly Criteria in the previous month. The Monthly Criteria vary by age and includes a minimum deposit and minimum number of transactions each month that must be made into a Virgin Money Go Account that is issued in the same name. Monthly Criteria:

    - If you are 25 years and older, deposit $2,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debits or BPAY payments in the previous month which settle in that month (not pending)
    - If you are between 18 and 24 years, deposit $1,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debits or BPAY payments in the previous month which settle in that month (not pending)
    - If you are between 14 and 17 years, no Monthly Criteria apply in order to earn the benefit.

    For customers who open a Virgin Money Go Account jointly with another person, the points will be split and evenly allocated to both joint account holders of that account once the Monthly Criteria has been met. For further information refer to ourVirgin Money Rewards terms and conditions.

  2. The Virgin Money Boost Saver Highest Variable Interest Rate is made up of a Base Rate of Interest 0.05% p.a. plus a Bonus Interest Rate of 4.25% p.a. when the Monthly Criteria are met (outlined in the full terms and conditions) on the Virgin Money Go Account in the previous month.

    The Virgin Money Boost Saver Bonus Interest Rate applies up to the aggregate balance of $250,000 across all Boost Savers that are held in the same name. It is applicable for any month, where the Monthly Criteria were achieved on your Go Account in the immediately preceding month. The Monthly Criteria below must be made into a Virgin Money Go Account that is in the same name as your Boost Saver:

    - If you are 25 years and older, deposit $2,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending)
    - If you are between 18 and 24 years, deposit $1,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending)
    - If you are between 14 - 17 years, no Monthly Criteria apply in order to earn the Bonus Interest Rate.

  3. Subject to the terms and conditions of the Virgin Money Rewards program available here.

  4. The Grow Saver Bonus Interest Rate is unlocked for any calendar month where the below criteria are met during that month:

    -Make at least 1 deposit into your Grow Saver; and
    -Make no more than 1 withdrawal (including any internal transfers or Pay Someone transfers) out of your Grow Saver

  5. Welcome Offer Criteria: New Virgin Money Go Account customers will receive 10,000 Bonus Virgin Money Points when they make ten (10) debit card purchases, or direct debits to the value of $2 or more from their Virgin Money Go Account in the first 60 days from account opening. Debit card purchases must settle in the first 60 days from account opening (not pending). BPAY payments, cash withdrawals, deposits, refunds, reversals or credits to the Virgin Money Go Account, Pay Someone payments and internal transfers are excluded. For customers who open a Virgin Money Go Account jointly with another person, the Bonus Points will be split and evenly allocated to both joint account holders of that account once the Welcome Offer Criteria have been met. Virgin Money reserves the right to amend or withdraw this offer at any time without notice. A new customer is any person who does not currently or has not previously held a Virgin Money Go Account or Virgin Money Grow Saver. Offer ends 31 March 2023. For further information on the Virgin Money Rewards Program refer to ourterms and conditions.

  6. Round-ups are transfers that you can elect to activate on your Go Accounts. By enabling this feature on your Go Account, funds are transferred from the selected Go Account to your nominated savings account each time you make a debit card transaction. The amount of the transfer will be up to the nearest $1 of the amount that the transaction takes place. Round-up transactions will not take place if by making the transaction your account would be Overdrawn. You can disable the round-up feature through the Mobile app at any time.

  7. Click here for a list of compatible Apple Pay devices

  8. Samsung Pay is only compatible with selected Samsung devices. For full list of compatible devices, click here.

  9. Google Pay is a trademark of Google LLC.Google Pay is currently only available on the Virgin Money Go account. It is not available on Virgin Money credit cards.

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  10. For customers who open a Virgin Money Go Account jointly with another person, points earned on purchases, direct debits or BPAY payments will be split and evenly allocated to both joint account holders of that account. Any Bonus Points you earn through meeting conditions of a special offer that is made to you will not be split and the full amount of Bonus Points will be allocated to you.

  11. Virgin Money Australia is a division of Bank of Queensland Limited, the issuer of the transaction and savings accounts. Under the Australian Government’s Financial Claims Scheme (FCS), the Financial Claims Scheme limit of $250,000 applies to the total sum of deposits held by an account holder under one banking licence. As part of the BOQ Group, deposits held with Virgin Money (Australia), Bank of Queensland, Me Bank and Bank of Queensland Specialist are covered by the FCS to the maximum limit of $250,000 per account holder. For example, if you have a VMA deposit account and a BOQ deposit account, the FCS applies to the combined value of these accounts to the maximum limit of $250,000.

  12. From time to time we may offer you the ability to earn Bonus Points or other benefits with selected partners. Specific offer terms will be set out individual conditions at the time the offer is made to you.

  13. Earn 5,000 Bonus Virgin Money Points when you introduce a Successful Referral who meets the Welcome Offer Criteria. Welcome Offer Criteria is subject to change. To view the current offer and criteria click here. A successful referral must meet the following criteria: Any referred individual must be

    · a person who has at no time previously held a Virgin Money Go Account or Virgin Money Grow Saver and who:

    · has used a unique referral link that is provided by Virgin Money as part of the Refer a Friend program which was shared by you.

    Bonus Points will be allocated within 5 business days to you and your friend once your friend meets the eligibility criteria. While there is no limit to the number of friends you can refer under our Refer-a-Friend program, you will only receive Bonus Points for the first five (5) successful referrals you made in any month. A successful referral only qualifies you to receive one lot of 5,000 Bonus Points, irrespective of whether the person opens a single or a joint account. This offer cannot be used in conjunction with any other offer codes.

    IMPORTANT: Please share your referral link responsibly and only refer close friends and family who might be genuinely interested in a Virgin Money Go Account. Specifically, you must not “spam” other individuals to open a Virgin Money Go Account via unsolicited email, direct mail, newsgroups, message boards, or any other means for purposes of referring a friend. You will only make direct referrals without using any merchant site, keyword bids, black hat SEO, paid advertisements (e.g., pay per click), or other similar methods. You must comply with all applicable laws and regulations, including without limitation those related to the Spam Act 2003 (Cth), trademark, and privacy laws.

    We reserve the right to disqualify you from participating in any referral promotions if, in our reasonable opinion, you violated any of these terms, and you will forfeit all Virgin Money Points that have been allocated to your Points balance. We reserve the right to amend or withdraw this offer at any time without notice, provided that any Points that you have earned prior to such change or withdrawal will be subject to the terms that were in effect at the time it was earned.

  14. You may redeem your points for a cash amount in AUD to be credited to your Virgin Money Go Account, Virgin Money Boost Saver or Virgin Money Grow Saver. Once the funds have been credited to an account they cannot be reversed to Points.

  15. Pay with points is available for eligible transactions made within the last 90 days. The full list of eligible transactions can be found in the Virgin Money Rewards Terms and Conditions. You must have sufficient points to be able to redeem the total value of the purchase through Pay with points. If you redeem your points, we will credit a cash amount equal to the selected transaction into your Virgin Money Go Account. Once the funds have been credited to an account, they cannot be reversed to points.

  16. Gift Cards or Vouchers are administered by Ascenda Australia Pty Ltd and are subject to the Ascenda Terms and Conditions. Requested Gift Cards are subject to separate terms and conditions made available at the time of requesting the Gift Card. Once points have been redeemed for a Gift Card, the Gift Card cannot be returned. Expiry dates will apply.

  17. Subject to any conditions we may specify from time to time, you can transfer any Virgin Money Points that you hold in your Rewards Account to another person's Reward Account, provided they have registered for the Virgin Money app.

  18. Offer available while stocks last and limited to one case per household. Valid for new Virgin Wines customers only. Cannot be used in conjunction with any other Virgin Wines offer. $138 savings and free delivery applies to mixed case only – worth $258. RRP of the reds case is $ 249 with savings of $129. RRP of the whites case is $251.97 with savings of $131.97. RRP is as provided by the wineries at time of printing this offer. If a wine becomes unavailable, a similar wine of equal or greater value will be supplied. If you are unhappy with the substitute you can request a refund. Wine chiller bag is available until sold out. All wines are covered by our guarantee - If you don’t like a wine for any reason Virgin Wines will refund you in accordance with our terms and arrange to collect the wine at our cost. No sale contract is formed, and your order is not accepted until we dispatch the product(s) to you. You must be 18 years of age or over to order wine from this site. Wine will not be delivered to persons under the age of 18 years. We do not deliver to parcel lockers and unfortunately, due to rising delivery costs and current liquor laws we are unable to deliver to the Northern Territory. Most orders are fulfilled within a week, but please allow a few extra days if you live in a remote area. Our full terms and Conditions of sale apply to this offer and are available here: www.virginwines.com.au/terms or call us on 1300 712 870. © 2021 Wine People Pty Ltd. LIQP770016550. Level 2, 407 Elizabeth Street, Surry Hills, NSW 2010. All rights reserved.

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  19. Standard 12 month membership prices start from $1,872 (more information on memberships is available onVirgin Active’s website). Partner terms and condition apply. To view terms and conditions relating to this corporate offer, and Virgin Active’s standard 12 month membership terms,click here.

  20. Earn 5,000 bonus Virgin Money Points when you open your first Virgin Money Go Account and meet the Welcome Bonus criteria:

    (2) make at least one debit card transaction that is settled (not pending), direct debit or BPAY payment on your Virgin Money Go Account in the first 30 days of account opening; and
    (3) you must a person who does not currently or has not previously held a Virgin Money Go Account or Virgin Money Grow Saver

    By opening an a new Virgin Money Go Account and using the unique referral link that was shared by the referrer as part of the Refer a Friend program, and provided you meet the Welcome Bonus Criteria, the person who referred you may be eligible to earn a referral bonus of 5,000 Virgin Money Points. If you already have the Virgin Money app, you can open a new Go Account via the app and manually enter the referral code shared by the referrer.

    For customers who open a Virgin Money Go Account jointly with another person under the Refer a Friend program, we will only award one lot of 5,000 Bonus Points and the points will be split and evenly allocated to both joint account holders of that account once the successful referral criteria have been met. This offer cannot be used in conjunction with any other offer codes. Virgin Money reserves the right to amend or withdraw this offer at any time without notice.

  21. Hotel booking made through the Virgin Money Rewards Program are operated by Ascenda Australia Pty Ltd and subject to Ascenda’s additional Booking and Travel Terms. Individual hotel bookings may be subject to further terms and conditions stipulated by Ascenda’s travel partners. These additional terms will be made available to you by Ascenda at the time the relevant booking is made. Points earned from making a Hotel Booking will be credited to your account within24 hours after the completion of your hotel stay.

  22. Virgin Money Australia is a division of Bank of Queensland Limited, the issuer of the transaction and savings accounts. Under the Australian Government’s Financial Claims Scheme (FCS), the Financial Claims Scheme limit of $250,000 applies to the total sum of deposits held by an account holder under one banking licence. As part of the BOQ Group, deposits held with Virgin Money (Australia), Bank of Queensland, Me Bank and Bank of Queensland Specialist are covered by the FCS to the maximum limit of $250,000 per account holder. For example, if you have a VMA deposit account and a BOQ deposit account, the FCS applies to the combined value of these accounts to the maximum limit of $250,000.

  23. Virgin Money reserves the right to amend or withdraw these offers at any time without notice. To be eligible for points you must access the partner site through the link provided in the application. GST, delivery costs and products that are returned do not contribute to the purchase amount that is eligible for points. These offers cannot be used on conjunction with any other offer. Excludes voucher codes, gift cards, cashback and coupon deals.

  24. Gift Card value correct as at 30 September 2022 and subject to change without notice. Gift Cards or Vouchers are administered by Ascenda Australia Pty Ltd and are subject to the Ascenda Terms and Conditions. Requested Gift Cards are subject to separate terms and conditions made available at the time of requesting the Gift Card. Once points have been redeemed for a Gift Card, the Gift Card cannot be returned. Expiry dates will apply.

  25. Welcome Offer Criteria: Offer ends 31 May 2022. New Virgin Money Go Account customers will receive 20,000 bonus Virgin Money Points when they spend $100 or more in the first 30 days on their debit card (settled transactions, not pending) from account opening. Excludes direct debits and BPAY payments. For customers who open a Virgin Money Go Account jointly with another person, we will only allocate one lot of 20,000 bonus points and the points will be split and evenly allocated to both joint account holders of that account once the Criteria have been met. Virgin Money reserves the right to amend or withdraw this offer at any time without notice. Offer cannot be used in conjunction with any other offer. For further information on the Virgin Money Rewards Program refer to ourterms and conditions.

  26. New Referees will receive 10,000 Bonus Virgin Money Points when they open their first Virgin Money Go Account before 31 March 2023 and meet the Welcome Offer Criteria:

    (1) Make ten (10) debit card purchases, or direct debits to the value of $2 or more from their Virgin Money Go Account in the first 60 days from account opening. Debit card purchases must settle in the first 60 days from account opening (not pending); and

    (2) Must not currently or have not previously held a Virgin Money Go Account or Virgin Money Grow Saver

    (3)BPAY payments, cash withdrawals, deposits, refunds, reversals or credits to the Virgin Money Go Account, Pay Someone payments and internal transfers are excluded.

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    By opening an a new Virgin Money Go Account and using the unique referral link that was shared by the referrer as part of the Refer a Friend program, and provided the Welcome Offer Bonus Points Criteria are met, the referrer may be eligible to earn a referral bonus of 5,000 Virgin Money Points. If you already have the Virgin Money app, open a new Go Account via the app and manually enter the referral code shared by the referrer.

    For customers who open a Virgin Money Go Account jointly with another person under the Refer a Friend program, we will only award one lot of 10,000 Bonus Points and the points will be split and evenly allocated to both joint account holders of that account once the successful referral criteria have been met. This offer cannot be used in conjunction with any other offer codes. Virgin Money reserves the right to amend or withdraw this offer at any time without notice.For further information on the Virgin Money Rewards Program refer to our terms and conditions at http://virginmoney.com.au/apptermsandconditions

  27. ATM access is free via the Redi Teller Network, Bank Of Queensland and the 4 major retail banks. Although Virgin Money doesn’t charge domestic ATM withdrawals fees, some financial institutions or independent ATM operators may charge fees for using their ATMs and there are fees for balance enquiries and international ATMs.

  28. The Virgin Money Boost Saver Highest Variable Interest Rate is made up of a Base Rate of Interest 0.05% p.a. plus a Bonus Interest Rate of 4.25% p.a. when the Monthly Criteria are met (outlined in the full terms and conditions) on the Virgin Money Go Account in the previous month.

    The Virgin Money Boost Saver Bonus Interest Rate applies up to the aggregate balance of $250,000 across all Boost Savers that are held in the same name. It is applicable for any month, where the Monthly Criteria were achieved on your Go Account in the immediately preceding month. The Monthly Criteria below must be made into a Virgin Money Go Account that is in the same name as your Boost Saver:

    - If you are 25 years and older, deposit $2,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending)
    - If you are between 18 and 24 years, deposit $1,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending)
    - If you are between 14 - 17 years, no Monthly Criteria apply in order to earn the Bonus Interest Rate.

  29. Other Fees and Charges apply, refer to Deposit Account Limits, Fees and Charges

  30. Offer ends 30 November 2021. To be eligible for this offer you must be an existing Virgin Money customer and a new Virgin Money Go Account customer. To qualify for this offer you must; apply for the Go Account via the landing page from this email (or if the application is submitted via the mobile app, by using the promo code GO305KINT); and make at least one purchase, direct debit or BPAY payment; which is settled (not pending) in the first 30 days from the opening of your Go Account. Gift Vouchers will be emailed to eligible customers in the week beginning 17 January 2022. For eligible customers who open a Virgin Money Go Account jointly with another person, a single Gift Voucher will be sent to the applicant who initiated the joint account. Virgin Money reserves the right to amend or withdraw this offer at any time, without notice, and it is not available in conjunction with any other offer except for our welcome bonus offer. For further information on the Virgin Money Rewards Program, refer to our terms and conditions at virginmoney.com.au. Menulog vouchers will be issued in three (3) $25 denominations. Full Partner Gift Voucher terms and conditions apply and can be viewed here

  31. Offer ends 14 September 2022. To be eligible for this offer you must be an existing Virgin Money customer and a new Virgin Money Go Account customer. To qualify for this offer you must apply for the Go Account via this landing page and spend $100 which is settled (not pending) in the first 30 days from the opening of your Go account.For customers who open a Virgin Money Go Account jointly with another person, the points will be split and evenly allocated to both joint account holders of that account once the Monthly Criteria have been met. Virgin Money reserves the right to amend or withdraw this offer at anytime without notice and it is not available in conjunction with any other offer. For further information on the Virgin Money Rewards Program refer to ourterms and conditions.

  32. Offer ends 14 September 2022. To be eligible for this offer you must be an existing Virgin Money customer and a new Virgin Money Go Account customer. To qualify for this offer you must apply via the mobile app, by using the promo code GO630KLYO and spend $100 which is settled (not pending) in the first 30 days from the opening of your Go account. For customers who open a Virgin Money Go Account jointly with another person, the points will be split and evenly allocated to both joint account holders of that account once the Monthly Criteria have been met. Virgin Money reserves the right to amend or withdraw this offer at anytime without notice and it cannot be used in conjuction with any other offer. For further information on the Virgin Money Rewards Program refer to ourterms and conditions.

  33. Redemption value is correct as at 1 August 2022 and subject to change without notice. Gift ift Cards or Vouchers are administered by Ascenda Australia Pty Ltd and are subject to the Ascenda Terms and Conditions. Requested Gift Cards are subject to separate terms and conditions made available at the time of requesting the Gift Card. Once points have been redeemed for a Gift Card, the Gift Card cannot be returned. Expiry dates will apply.

  34. The Virgin Money Boost Saver highest Variable Interest Rate of 4.60% p.a. is made up of

    - a Base Interest Rate of 0.05% p.a.;
    - a Bonus Interest Rate of 4.25% p.a.; plus
    - a Notice Interest Rate of 0.30% p.a. (Lock Saver Feature);

    When the Lock Saver Feature is enabled and the Monthly Criteria are met on the Virgin Money Go Account in the previous month.

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    The Virgin Money Boost Saver Bonus Interest Rate applies up to the aggregate balance of $250,000 across all Boost Savers that are held in the same name. It is applicable for any month, where the Monthly Criteria were achieved on your Go Account in the immediately preceding month. The Monthly Criteria below must be made into a Virgin Money Go Account that is in the same name as your Boost Saver:

    - If you are 25 years and older, deposit $2,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending)
    - If you are between 18 and 24 years, deposit $1,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending)
    - If you are between 14 - 17 years, no Monthly Criteria apply in order to earn the Bonus Interest Rate.

    For more information visit the section.

  35. The Virgin Money Grow Saver highest Variable Interest Rate of 2.30% p.a. is made up of

    - a Base Interest Rate of 0.05% p.a.;
    - a Bonus Interest Rate of 1.95% p.a.; plus
    - a Notice Interest Rate of 0.30% p.a (Lock Saver Feature).;

    when the Lock Saver Feature is enabled and the Bonus Interest Rate is unlocked for any calendar month where the below criteria are met during that month:

    - Make at least 1 deposit into your Grow Saver; and
    - Make no more than 1 withdrawal (including any internal transfers or Pay Someone transfers) out of your Grow Saver

    For more information visit the section.

  36. TBC 32 day notice disclaimer

  37. TBC 32 day notice disclaimer

  38. Prices of Red Hot Tix will vary based on the ticket selected, artist and event. The final price will be displayed at the checkout. Note discount does not apply for Adelaide shows for Ice Cube, Cypress Hill & The Game. General Terms and Conditions of sale can be found here: Ticketek Australia.

FAQs

Which bank is behind Virgin Money Australia? ›

About Virgin Money

As well as being proudly part of the global Virgin brand and network, Virgin Money is 100% owned by the Bank of Queensland (BOQ) Group.

Which banks are linked to Virgin Money? ›

Important information. Clydesdale Bank, Yorkshire Bank and Virgin Money are now one bank. Some of the links in the information below will take you to the Clydesdale Bank website.

Is Virgin Money the same as Virgin bank? ›

In 2002, Virgin Direct merged with virginmoney.com to form the current company. Virgin Money expanded its operations around the world in the 2000s.

Is Virgin Money Australian bank? ›

BOQ Group acquired Virgin Money Australia in 2013 and it operates as a standalone business within the BOQ Group. Virgin Money Australia is a digital bank that aims to provide a wide range of great value financial products that are easy to understand and sort out as well as be a compelling alternative to the big banks.

Who owns Virgin Money now? ›

Virgin Money UK

Is Virgin Money a proper bank? ›

Launched in 1995, Virgin Money is a UK-based retail bank, which claims it's on a mission to make you happier about money. Virgin Money merged with Clydesdale Bank and Yorkshire Bank in 2018 and both banks began operating under the Virgin Money brand in 2020.

How do I send money to Virgin Money? ›

In the app, go to the 'Move Money' tab and follow the instructions to make a one-off or regular payment to an existing payee, or to 'Add new payee'. You can select 'Person' to send money to someone using their name, sort code and account number. Always be fraud aware and only send money to someone you trust.

How long does it take to open a Virgin Money account? ›

We give customers an account number and enable them to start paying into the account: the same day, for 38% of customers; on average, in 4 days; and. within 54 days for 99% of customers.

How do I deposit cash into Virgin Money? ›

You can pay cash into your current account at most Virgin Money Stores and Post Office branches using your debit card. You can also pay cheques in at any of our Stores or post them to us.

Is Virgin Money in the US? ›

Virgin Money Holdings USA Inc.
...
Virgin Money US.
The Virgin Money logo at the time of their US venture
Trade nameVirgin Money US
DefunctNovember 2010
Area servedUnited States
OwnerVirgin USA (majority stake)
2 more rows

What type of bank card is Virgin Money? ›

The Virgin Money Business Debit Card is the perfect partner for your business. It allows you to withdraw cash and pay for goods and services at millions of locations worldwide, just look for the MasterCard® acceptance mark. Ideal for managing your daily business expenses.

Does Virgin Money have a swift code? ›

Does Virgin Money have a SWIFT code? Virgin Money doesn't currently support in-bound or out-bound payments using the SWIFT network or other inter-bank international payment networks.

Which bank is international in Australia? ›

Welcome to. International Bank of Australia. International Bank of Australia will be a global payments bank, licensed in Australia, that will provide banking and payments services to support the increasing global mobility of capital, commerce and people.

Is Virgin Money an online bank? ›

If you don't have a device for mobile banking, you can still use our secure internet banking service and it's easier than ever to get started. Once you're registered, you can log in by using your internet banking password, and we'll make sure it's you by sending a One Time Passcode by SMS.

Which bank owns Bank Australia? ›

Bank Australia is an Australian customer-owned bank based in Collingwood, Victoria.
...
Bank Australia.
FormerlyCSIRO Co-operative Credit Society (1957–2015)
RevenueA$131.4 million (2020)
Net incomeA$19.63 million (2020)
Total assetsA$7.20 billion (2020)
Members160,000+ (2018)
10 more rows

Why is Virgin Money Giving closing? ›

Virgin Money Giving has been closed because its parent company – Virgin Money – is no longer prepared to pay for a service that doesn't pay for itself.

When did Virgin Money Giving close? ›

After 12 years of supporting charities and fundraisers, Virgin Money Giving closed in November 2021.

Is Virgin Money secure? ›

Virgin Money is fully supportive of the 'Know Fraud, No Fraud' campaign – eight rules designed to keep you and your account safe and secure. Virgin Money will never: Call or email to ask you for your full PIN number or any online banking passwords. Send someone to your home to collect cash, bank cards or anything else.

Is there a problem with Virgin Money today? ›

The Virgin Money app is all systems operational.

Can I open a Virgin Money account in branch? ›

You can open the account in Store or by calling us on 0800 121 7365. Our team are available 24/7.

Is Virgin Money a Tier 1 bank? ›

Virgin Money UK PLC has issued Tier 1 and Tier 2 capital securities.

How do I contact Virgin Money from abroad? ›

You can also make a Mobile Banking Transfer or international payment from a foreign account into your current account. If repaying your overdraft is going to cause you any financial difficulties, we may be able to help. Please call us on +44 141 221 7300 7am to 9pm Monday to Saturday and 10am to 5pm on Sundays.

Can I send money internationally with Virgin Money? ›

International payments (SWIFT)

You can make international payments with SWIFT from Virgin Money and SWIFT transfer can be instructed at any store. Fees apply. Payments are given specific value dates i.e. same-day, next day or “spot” value which is typically 2 business days ahead.

What is the maximum amount I can transfer online Virgin Money? ›

If you use the mobile app or a security token, you can continue to make payments of up to £30,000. If you don't use the app or token and login with a one time passcode, you can continue to make payments of up to £500 with a daily limit of £1,000.

What do you need to open a Virgin bank account? ›

In addition to the ID and verification check and the information we will ask you for to open your account, we will ask you to fill out a simple form and agree a switch date with you.
...
  1. Employment status. ...
  2. Occupation.
  3. Name of employer.
  4. Employment start date.
  5. Country of tax residency. ...
  6. Your Tax ID number.

How do I open a Virgin Money savings account? ›

You can open this account online at virginmoney.com or in Store. You can manage the account by using the Virgin Money Mobile Banking app, internet/telephone banking or in Store. There is no maximum balance restriction or need to pay in on a regular basis.

How much money do you have to put into a bank account to open it? ›

You might decide that a checking or savings account is the right product for you. If you do, opening an account at a bank or credit union is straightforward. The interest they pay for savings accounts You usually need to make an initial deposit between $25 and $100 to open a savings or checking account.

How much cash can you deposit Virgin Money? ›

If you have any questions, just talk to us at your local Virgin Money Store or call us on 0845 600 6103*. How much can I save? Minimum to open: £1 Minimum additional deposit: £1 Maximum deposit limit: £2,000,000 If a deposit results in your account going over this limit we will return the additional funds to you.

How do I transfer money on Virgin Money Online? ›

Ready to transfer?
  1. Sign in to the app and go to 'Payments'
  2. Choose 'Money transfer'
  3. Pick the transfer rate that's right for you.
  4. Tell us how much you want to transfer.
  5. Enter the account number and sort code of the account you're transferring from.

Can I deposit money on my card at any bank? ›

No, you can't deposit cash at just any ATM. Not all ATMs are set up to accept deposits. And many banks and credit unions simply won't let you deposit cash into your account using an ATM they don't own or have a partnership with.

Can I use my Virgin Money card in USA? ›

To use your card while you're away, just look for the MasterCard® logo. You can use your card in over twenty million shops and restaurants, and over one million cash machines in most countries all across the world.

Does Virgin bank charge for using card abroad? ›

We do not charge you if you use your card to make purchases. in a foreign currency or a cash withdrawal in a foreign currency outside the UK is determined by Mastercard® on the day they receive the transaction.

Does Virgin Money charge foreign transaction fees? ›

Non-Sterling Transaction Fee (for foreign currency transactions): 2.99% of transaction. We will not charge this if the transaction is in Euros, Swedish Kronor or Romanian Lei and it takes place in the UK or European Economic Area (EEA).

How much cash can I withdraw from my bank Virgin Money? ›

Maximum £500 per day (subject to account balance)Whilst we won't charge you, some ATM providers may apply a charge. You'll be notified of this before you go ahead with the withdrawal. None Whilst we won't charge you, some ATM providers may apply a charge.

How do I withdraw money from Virgin Money? ›

Let the Post Office cashier know how much you'd like to withdraw and they'll ask you to insert your card into the card reader. You'll then need to confirm the amount and enter your PIN. The transaction will be authorised or declined. If authorised, you'll be handed the cash and a receipt.

Which bank owns Virgin credit card? ›

The Virgin Money Credit Card is issued by Clydesdale Bank PLC (trading as Virgin Money).

What are the 4 big banks in Australia? ›

The "big four banks" of Australia are:
  • Australia and New Zealand Banking Group.
  • Commonwealth Bank (owned by the Australian Government until 1996)
  • National Australia Bank.
  • Westpac.

Is SWIFT code same for all branches in USA? ›

Is a SWIFT code the same for all branches? This varies by bank. Some banks use the same SWIFT code for all their branches while other banks designate a unique SWIFT code for each branch. If you are unsure of which code to use, you can typically use the bank's head office SWIFT code to send money.

What is BIC SWIFT code Virgin Money? ›

NRNBGB22 XXX BIC / SWIFT Code - CLYDESDALE BANK PLC ALSO KNOWN AS VIRGIN MONEY United Kingdom - Wise.

Is Virgin Money under Citibank? ›

The Virgin Money & Citibank connection

Both the Virgin Money Flyer and High Flyer Visa cards are issued/administered by Citibank.

Who is the underwriter for Virgin Money? ›

Our policies are underwritten by Auto & General Insurance Company Limited, an Australian Insurer authorised to conduct insurance business in Australia by the Australian Prudential Regulatory Authority (APRA).

Who owns Virgin Australia? ›

Virgin Australia is one of Australia's largest airlines and one carrier to attempt a full transformation from a low cost carrier to a full service carrier. Wholly owned by the Virgin Group, Virgin Australia commenced operations in 2000 as Virgin Blue and was the country's first surviving true LCC.

Is Citibank still operating in Australia? ›

Sydney – Citi today announced it had successfully completed the sale of its Australian Consumer Business to National Australia Bank Limited (hereafter "NAB").

Is Citibank still in Australia? ›

On 1 June 2022, National Australia Bank Limited ('NAB') acquired the Citi consumer banking business in Australia.

Who is head of risk for Virgin Money? ›

Virgin Money today announces the appointment of Susan Poot as Group Chief Risk Officer, with effect from 24 January 2022.

Is Virgin Money protected by government? ›

Under the FCS, certain deposits are protected up to a limit of $250,000 for each account holder at any bank, building society, credit union or other authorised deposit-taking institution (ADI) that is incorporated in Australia and authorised by the Australian Prudential Regulation Authority (APRA).

What credit card company does Elon Musk own? ›

X.com
OwnerElon Musk
URLX.com
LaunchedMarch 1999
Current statusMerged March 2000 with Confinity to form PayPal
1 more row

What type of credit card is Virgin Money? ›

Virgin Money markets a range of different credit cards, from balance transfer to money transfer credit cards, balance transfer and purchase credit cards and rewards cards.

Why Virgin Australia is the best? ›

Virgin Australia won Best Domestic Business Class, Best Transcontinental Service, and Best Frequent Flyer Program, and was acclaimed for boosting “competition in aircraft, seats and service, both in the air and on the ground”.

Is Virgin Australia a good company? ›

Is Virgin Australia a good company to work for? Virgin Australia has an overall rating of 3.6 out of 5, based on over 499 reviews left anonymously by employees. 65% of employees would recommend working at Virgin Australia to a friend and 49% have a positive outlook for the business.

Is Virgin Australia public or private? ›

Virgin Australia Holdings Pty Limited is a foreign-owned private company, deriving revenue from the provision of domestic and international air transportation, cargo transport, and a loyalty scheme.

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